Terms of Service

1About Steadfast Life & Health

Steadfast Life & Health is a DBA (doing business as) of Midtown Marketing LLC, a licensed insurance agency operating in Mississippi, Louisiana, and Alabama. Nick Parish is a licensed insurance agent operating under Midtown Marketing LLC. By accessing our website or submitting your information, you agree to these Terms of Service.

2SMS / Text Messaging Program

By providing your phone number and opting in through our website forms, you consent to receive SMS/text messages from Steadfast Life & Health (Midtown Marketing LLC) regarding:

• Transactional messages: Appointment confirmations, reminders, and booking updates
• Promotional messages: Insurance product information, coverage options, and special offers
• Service messages: Follow-up communications related to your quote request or checklist download
• Support messages: Responses to your inquiries and customer service communications

3How to Opt Out (STOP)

You may opt out of SMS messages at any time. To stop receiving messages, reply STOP to any text message you receive from us. After opting out, you will receive a single confirmation message and no further messages will be sent unless you re-subscribe.

You may also opt out by contacting us directly at [email protected] or calling +1 601-297-2490.

4How to Get Help

For help with our SMS program, reply HELP to any text message you receive from us, or contact us through any of the following:

• Email: [email protected]
• Phone: +1 601-297-2490
• Mail: 1631 Plantation Blvd, Jackson, MS 39211

5Carrier Liability Disclaimer

Carriers are not liable for delayed or undelivered messages. Message delivery is subject to your mobile carrier's network availability and conditions beyond our control.

6Age Restriction

You must be 18 years of age or older to use our SMS service, website, or submit any personal information through our forms. By providing your phone number and consenting to receive messages, you confirm that you are at least 18 years old and the authorized user of the mobile number provided.

7Consent is Not Required for Purchase

Consent to receive SMS messages is not a condition of purchasing any insurance product or service. You may obtain coverage without consenting to receive marketing text messages.

8Acceptance of Terms

By accessing this website, submitting your information, or using our services, you agree to be bound by these Terms of Service and all applicable laws and regulations. If you do not agree, please do not use our services.

9Services Provided

Steadfast Life & Health provides life and health insurance services including policy consultations, quote generation, CRM communications, and customer support. We reserve the right to modify or discontinue services at any time without notice.

10User Responsibilities

• Provide accurate and truthful information
• Use our services only for lawful purposes
• Not misuse, disrupt, or attempt to gain unauthorized access to our systems
• Be at least 18 years of age

11Privacy Policy

Your use of our services is also governed by our Privacy Policy, which describes how we collect, use, and protect your personal information including mobile phone numbers and SMS opt-in data.

12Intellectual Property

All website content, including text, branding, graphics, and materials, is the property of Midtown Marketing LLC (DBA Steadfast Life & Health) and may not be copied or used without written permission.

13Limitation of Liability

We are not liable for any indirect, incidental, or consequential damages arising from your use of our services. Services are provided "as is" without warranties of any kind.

14Changes to Terms

We may update these Terms at any time. Continued use of our services after changes indicates acceptance of the revised Terms. We will post updates on this page with a revised effective date.